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do the math
Mortgage
Insurance
If your down payment is less than 20% of the purchase price of your home. you will need Mortgage Insurance. Often referred to as "CMHC", the fee is calculated on a sliding scale; the more you put down, the less the fee.
Click here to calculate how your mortgage payments are affected.
Mortgage payment calculator
To determine what your mortgage payment will be, you should try out this online calculator.
By adjusting your down payment, changing the interest rate or playing with the mortgage terms, you can see how your payments go up and down.
budgeting
tool
If you've never owned a home before, how are you supposed to know how much it's really going to cost.
This budgeting tool will help! See how property insurance, taxes, utilities, repairs and condos fees will affect your bottom line each month.
credit check
Did you know that credit scores can range from 300 to 850? The higher your score, the more a lender deems you to be financially trustworthy.
Do you have any idea what your credit score is?
Click here to find out!
A good score is >700.
An excellent score is >800.
Don't love your score? There are ways to improve it. Find out more.
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